December 2024 Newsletter

Dive into a treasure trove of insights covering a multitude of financial topics. Click on any of the newsletter topics below and enjoy the full article, packed with valuable information.

HOT TOPIC: Dreaming of Retirement? Consider Maxing Out Your 401(k) in 2025
Many private-sector workers don't take full advantage of this tax-friendly opportunity to save for the future. 

Charitable Gifts of Life Insurance
Not only does life insurance allow you to make a substantial gift to charity, but you may also benefit from tax rules that apply to gifts of life insurance.

Year-End 2024 Tax Tips
Here are some things to consider as you weigh potential tax moves before the end of the year.

Eight Ideas for Smarter Holiday Shopping
Whether shopping online or hitting the mall this holiday season, here are some tips that might help you save time and money.

An Umbrella Policy Offers Extra Liability Coverage
If you own a dog, a swimming pool, or a trampoline, employ workers in your home, or own rental property, you may face an increased risk of having a liability claim filed against you.

Two Tax-Friendly Retirement Plans for the Self-Employed
It may be worthwhile to divert a sizable portion of your earnings to a tax-deferred retirement account. 

Common Sense — The Secret Sauce

  In today's fast-paced world, making smart decisions about your taxes, insurance, and financial plans is more important than ever. With the endless streams of information coming from every direction — whether or not it's from the internet, TV, or well-meaning friends — it's easy to get overwhelmed. That's why using common sense is a key factor in making sound financial choices. Common sense serves as a guiding principle, helping you cut through the noise and focus on what's practical, realistic, and aligned with your goals. (continue to article - 3 minute read)

November 2024 Newsletter

 Dive into a treasure trove of insights covering a multitude of financial topics. Just click on any of the newsletter topics below and enjoy the full article, packed with valuable information.

HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?
For now, much of the world is putting their money to work in the United States. What are the biggest threats to foreign investment?

Treasury Yields Off 17-Year Highs
How has the Fed's lowering interest rates affected the Treasury yields?

If You Don’t Have a Will Yet, Why Not?
There are many reasons people put off drafting a will—here are four that you might relate to.

FAFSA for 2025-2026 School Year Opens December 1
Tips for submitting the FAFSA

Do You Know Your Medicare Coverage Options?
Time is running out. The Open Enrollment Period ends December 7, 2024.

Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?
Recent events brought renewed attention to how banks operate and the risks they take.